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A Russian hacker group has attacked the news site CNET. It later said it stole usernames, encrypted passwords and emails for more than one million users. 

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Eight World Cup games have been played since Microsoft’s answer to Siri, Cortana, was given the ability to predict the outcome of football matches in an update - and it has accurately called the winner every time. A 100 per cent hit rate is something which even Paul the Octopus could not achieve during the 2010 competition. Since this article was written two quarter-final games have been played and with Germany and Brazil both winning Cortana has stretched its run of accurate predictions into double figures. Cortana is named after the AI character that appears in the Halo video games, and is voiced by the same actress that provided dialogue for the games. It was demonstrated for the first time in April this year and will become a key part of Windows Phone, Windows and Xbox One in coming months. Currently it is only available to Windows Phone users in the US as a beta.

 

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We have all seen the adverts for work place pensions. It normally starts with a high profile executive declaring his commitment followed by a team of grateful employees approving. However it appears the marketing slogan should not have been “are you in” but more along the lines of “are you in time”. According to Jamie Jenkins from Standard Life only two thirds of employers have enrolled schemes in time between April and May. With a further 392,000 employers expected to enrol in the next 24 months, I fear it will not be long before The Pensions Regulator begins to take a heavy handed approach towards auto-enrolment. Pension providers have grown concerned that they are not seeing the expected amount of employers enrolling and worry that some have either buried their heads or simply do not understand their new obligation. Make no mistake whatever the case may be The Pensions Regulator will jump at the opportunity to make an example using daily fines in the thousands for none compliance.

 

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The UK government has published the Information Security Breaches Survey every year since the early 90s with the aim of increasing awareness of security risks. It’s an interesting read and provides a quantifiable insight into the current state of security across UK businesses.  This year’s report found that over 80% of large organisations and 60% of small organisations had a security breach in the last year. What’s more alarming is that breaches are costing twice as much as last year – the average cost of a breach to a large organisation is now £600k to £1.15m. This is predominantly driven by the costs of business disruption, incidence response, and lost assets and intellectual property.

 

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With a number of cheap DIY online investment solutions now available do you need to for financial advice or are you better off saving on fees and managing your own investments?

 

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This is a really intresting article by John Johnston, 7000 people have become shareholders in a wind turbine- in just 13 hours!  

 

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Tagged in: Renewable Energy
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Many of you will have heard about the Heartbleed Bug in the news.  Whilst this won’t affect every business (those that don’t use SSL servers – these are the ones that leave a padlock in the address bar of your web browser) it will affect many of the sites that you and your staff may visit on a daily basis.

 

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Posted by on in Financial Services Blog

For some reason unbeknown to me people don’t celebrate the new tax year in the same way they do the new calendar year. Much to my disappointment there are no parties, fireworks or singing of Auld Lang Syne and my lobbying for even a single bank holiday for the new tax year’s day (let alone the two the Scottish get for the calendar new year) seem to be falling on deaf ears! The other thing that I think should happen is New Tax Year’s resolutions. Here are my suggestions to start with:

Start saving for your retirement – the longer you put this off the more it is going to cost you in the long run. Unless you’re going to be able to survive on £7,000 a year from the government and a small amount extra through your auto-enrolment pension, you’re going to have to take responsibility for yourself and get saving.

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Tagged in: Pension retirement tax
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Posted by on in Nsure Technology

A Dorset school with academy status has fallen victim to an online scam, reportedly losing more than £1m. St Aldhelm's Academy in Poole was contacted by people pretending to be bank workers and requesting details of the school's bank account. Staff subsequently passed them on and the criminals withdrew the money, part of a multimillion-pound government loan for rebuilding. The fraud happened last summer but has just come to light. The theft is believed to be linked to organised crime in eastern Europe. The matter was immediately referred to the police and Action Fraud by the academy trust and to the EFA. The matter continues to be investigated by the police.

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Posted by on in Renewable Energy Blog

Aquaterra, an innovative company who are passionate about renewable energy, are in the process of designing a multi- million pound renewable energy project. They are planning on building a bridge between Yell and Unst which would either incorporate a tidal generator or have the tidal generator accessible from the new bridge.

 

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Posted by on in Business Matters

Insurance Brokers have many qualities, but self-promotion is not one of them and over the years we have not been particularly great at publicising the benefits of using our services.

But following the recent widespread flooding, it is perhaps an appropriate time for a little blow of the brokers trumpet and an insight as to some of the work done, much of it unseen.

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Tagged in: Insurance Worthing
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Posted by on in Financial Services Blog

 Nsure Financial Services Ltd

Independent Financial Advisers based in Central Worthing

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A French billionaire has announced plans to introduce 3,000 electric hire cars in London, in a scheme similar to the 'Boris bikes' introduced in 2010.

Vincent Bollore confirmed the proposals after a subsidiary of his Bollore Group, IER, was selected by Transport for London to take over the management of the existing Source London scheme from June this year.

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Posted by on in Nsure Technology

Several IT firms in the West Midlands are leading the fight against hackers with the help of a computer game.

Serious Games in Coventry have teamed up with a cyber security specialist and a team of organisational psychologists from Aston University in Birmingham, to create software they hope will be used alongside business training.

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Posted by on in Financial Services Blog

This month marks an anniversary that will be celebrated by some and cursed by others – five years of the Bank of England’s official base rate being 0.5%. Three months into the year the consensus seems to be that rates will remain unchanged for the rest of 2014, with the rate possibly rising in early 2015.

 

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Posted by on in Renewable Energy Blog

The proposed Rampion Wind Farm is without doubt a massive and exciting project and of particular interest to all Nsure staff as the vast array of offshore wind turbines will be quite visible from the windows of the Nsure office in Worthing, should it be built.

 

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In the early 2000s, just around the time of the Dot Com Boom, some insurers stood up, took notice and began to develop a product designed to address the financial loss that might arise out of data breaches. This was at a time where most companies were just beginning to realise the economic potential of the Internet. At this time insurers were looking  to target the big dotcom companies such as Amazon, Yahoo, eBay and Google.  

 

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Posted by on in Financial Services Blog

Business and Development Manager for Scottish Life Jamie Clark, has today been quoted in Money Marketing as saying " It is looking like the industry is going to be able to meet the auto-enrolment capacity crunch but for it to be a success it is vital that employers are convinced of the need to start preparing early." His focus on employers being under prepared for auto-enrolment and not fully understanding the implications for them is something we agree with. 

 

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Posted by on in Uncategorized

This month’s Centre for Cities report ranked Worthing as having the most well educated residents.


At Nsure we feel we contribute to these statistics by making sure that following on from school or college education, all of our staff are appropriately qualified or helped by us to qualify for their job. We do this via our successful trainee/ graduate programs within the Financial Services division of the company. This year so far, three members of the general insurance team have passed exams and gained further industry relevant certificates. Despite only being a part of the general insurance team for a matter of months Laura McCarthy has already passed her first exam towards the Certificate in Insurance. Two of the financial service team have also passed qualifications this year. It is our dedication to training our staff that has resulted in each part of the Nsure Group of companies being accredited with the Investors In People award (IIP) every year for nearly a decade.

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Supermarket chain Tesco has suspended more than 2,000 online accounts after cyber thieves targeted log-in credentials and Clubcard points. The deactivation comes after thousands of usernames and passwords - taken from non-Tesco websites - appeared on a text-sharing portal. It is believed that cyber thieves then used that data to crack accounts at Tesco.com, relying on the habit of some people using the same usernames and passwords for various websites. A Tesco spokesperson told Sky News: "We take the security of our customers' data extremely seriously and are urgently investigating these claims. "We are contacting all customers who may have been affected and are committed to ensuring that none of them miss out as a result of this." The speculative attack on Tesco was also used to steal Clubcard points from some customers - believed to number fewer than 10.

 

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