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This month’s Centre for Cities report ranked Worthing as having the most well educated residents.


At Nsure we feel we contribute to these statistics by making sure that following on from school or college education, all of our staff are appropriately qualified or helped by us to qualify for their job. We do this via our successful trainee/ graduate programs within the Financial Services division of the company. This year so far, three members of the general insurance team have passed exams and gained further industry relevant certificates. Despite only being a part of the general insurance team for a matter of months Laura McCarthy has already passed her first exam towards the Certificate in Insurance. Two of the financial service team have also passed qualifications this year. It is our dedication to training our staff that has resulted in each part of the Nsure Group of companies being accredited with the Investors In People award (IIP) every year for nearly a decade.

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Payday lenders are in the press and on the TV a lot at the moment, be that in their own adverts or the news and it is a business that seems to have come from nothing in just a few years. Journalists and politicians are quick to blame the current economic climate for the meteoric rise in the use of these high cost lenders but is this the real reason? We've been through recessions before without the existence of these companies so what is different this time? There are two seemingly positive but innocuous changes that have happened since the last period of economic turmoil that have allowed them to prosper and they're not the ones you may think. They both sound fairly dull and are not as headline grabbing as charging the government with causing unemployment and cutting benefits or blaming individuals for their "must have it now" attitudes but without them the payday loan industry would not exist.

Firstly, following public and government pressure the cost of unauthorised overdrafts and meeting bill payments where the customer doesn't have enough money in their account have fallen substantially. Whilst at face value this is a good thing, if something isn't profitable for a bank to do they won't do it. If they can't make money from customers use of an unauthorised overdraft why let a customer have one? It's far easier to bounce the payment and not have to worry about the customer paying you back. This in turn means the customer needs to find the money from elsewhere and this is where the payday lenders step in.

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A ban on the controversial process of shale gas exploration known as fracking has been lifted by the Government.


Gas company Cuadrilla has been given the go-ahead to resume operations in Lancashire, which were halted in 2011 when test-drilling caused two minor earthquakes.  Despite the concerns of environmental groups, Energy Secretary Ed Davey said exploration could continue subject to regular seismic risk assessments.

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