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With a number of cheap DIY online investment solutions now available do you need to for financial advice or are you better off saving on fees and managing your own investments?
For some reason unbeknown to me people don’t celebrate the new tax year in the same way they do the new calendar year. Much to my disappointment there are no parties, fireworks or singing of Auld Lang Syne and my lobbying for even a single bank holiday for the new tax year’s day (let alone the two the Scottish get for the calendar new year) seem to be falling on deaf ears! The other thing that I think should happen is New Tax Year’s resolutions. Here are my suggestions to start with:
Start saving for your retirement – the longer you put this off the more it is going to cost you in the long run. Unless you’re going to be able to survive on £7,000 a year from the government and a small amount extra through your auto-enrolment pension, you’re going to have to take responsibility for yourself and get saving.